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Over 50s

Guide if you are about to retire

To enjoy your retirement, you'll need to make sure that your finances are properly organised so that you have the money in retirement to enable you to do what you want to do. If you're going to retire soon, there are some things that you might find it helpful to think about.

Pension Tracing Service – trace a personal or company pension scheme

It can be easy to lose track of a pension if you have changed jobs a number of times through your working life and lost contact with a previous employer and their pension scheme. The Pension Tracing Service can help you find the contact details of a pension scheme that you've lost touch with.

Retirement checklist: who to notify, when and why

You can take simple steps to ensure you get the State Pension and other age-related benefits you may be entitled to. You also need to contact your Tax Office to make sure you get increased allowances and pay the right amount of tax.

Early retirement - effect on your pension

If you retire early, or stop work because of redundancy, ill-health or other reasons, your State Pension and other pensions you're entitled to may be affected. You need to know all your pension options to make sure you'll have enough to live on in retirement.

How much income will you have in retirement?

As you approach retirement you'll need to look at a range of sources to estimate how much income you'll have. These include the State Pension, personal or company (occupational) pension schemes, state benefits you may qualify for on retirement and your savings or investments.

How to catch up if you have little or no pension

If you've built up little or no pension, you may want to consider starting a personal pension as well as looking into any options for saving for a pension through your work. A good place to start is to find out how much State Pension you will be entitled to.

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