Website of the UK government
Please note that this website has a UK government accesskeys system.
Main menu
Page menu
Pensions and retirement planning
Getting your tax and National Insurance right
Allowances that can reduce your tax in retirement
How higher personal allowances, married couple's allowance and maintenance payments relief can reduce your tax in retirement
Do you have to pay tax in retirement?
Work out if you have to pay tax after you've retired, what income is taxable and what tax-free allowances you'll get
Claiming back tax or National Insurance at State Pension age
If you’ve overpaid tax or National Insurance through your job or pension or after completing a tax return you can claim it back
Making sure you've stopped paying National Insurance
Your National Insurance contributions if you're working after State Pension age
Tax if you're self-employed and getting a pension
If you're self-employed and getting a pension, make sure you're not paying too much tax
Tax if you're employed and getting a pension
If you're employed and getting a pension, make sure you're not paying too much tax
Pensions, benefits and tax when retiring abroad
Find out what effect retiring abroad will have on your pension, benefits and taxes
Do you need to top up your National Insurance contributions?
Making up the shortfall if you don't have enough qualifying years in your National Insurance record
Pensions, state benefits and your tax code (money, tax and benefits section)
Checking and understanding your tax code if you get a pension
Tax on your State Pension (money, tax and benefits section)
Your State Pension counts as taxable income but you only pay tax on it if your overall income is above a certain level
